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Ensuring Your Family's Future is Secure

Life Insurance

Secure Your Legacy

Power Insurance Financial offers life insurance that guarantees your family's financial security, providing a safety net against life's uncertainties and early access benefits for critical conditions.

What is life insurance?

Life insurance is a contract between an individual and an insurer, promising a designated beneficiary a sum of money upon the individual's death. It serves as a financial safety net, ensuring loved ones are supported in times of loss.

Meeting Your Protection Needs

Life insurance serves multiple critical needs:

  • Safeguarding the lifestyle of your children, spouse, or dependents in case of your untimely death.

  • Accumulating funds for future needs such as education or retirement.

  • Offering flexibility to manage unexpected events, like critical illness or nursing home care.

Life insurance is a long-term agreement that, in exchange for periodic premiums, provides a death benefit to your dependents. It's also a strategic tool for income, leveraging the cash value feature present in some policies.

Fixed Indexed Universal Life Insurance

Our Fixed Indexed Universal Life (FIUL) insurance offers a death benefit and the potential for cash value accumulation based on the performance of a market-driven index. You gain from index gains within certain limits, while policy guarantees protect against cash value loss due to index performance. Designed for those seeking death benefit protection with upside potential and no downside risk, our FIULs offer flexible borrowing options against the contract value.

Simplifying FIULs with Power Insurance Financial

We're committed to enhancing your financial life, ensuring a positive experience with FIUL policies from application to claim filing.

  • Virtual Application: Our online application process is streamlined for your convenience, allowing you to apply from anywhere in the U.S.

  • Exam-Free Underwriting: Qualified applicants can enjoy the benefit of having their policy underwritten without the need for an exam.

  • Filing a Claim: Easy claim filing with just a policy number and a call to our service center.

Our Life Insurance
Product Features

Our FIUL products offer lifelong protection with flexibility. Depending on your chosen policy, you could benefit from:

  • Tax Benefits

  • Interest Crediting Options

  • Death Benefit Options

  • Withdrawals and Additional Features

Considering FIUL in
Retirement Planning

FIULs address several retirement planning concerns:

  • Completion Risk: Ensures your loved ones are financially secure with a death benefit in case of premature death.

  • Taxation: Loans from your policy are not taxable income, keeping the policy in force.

  • Funding Amount: Freedom to choose your death benefit and premium amount for desired cash value.

  • Market Risk: Opportunity for cash value growth with market index increases, with protection from decreases.

Why Consider an FIUL
when Retirement Planning?

Let's partner on your journey to financial security. Our team is ready to collaborate and co-create solutions tailored to your prosperity.

Life Insurance in Kissimmee, Florida
Completion Risk

FIUL ensures your family's financial security by providing a chosen death benefit if you pass away prematurely.​


Loans from your FIUL policy are not taxable, maintaining your policy's tax advantages.

Funding Flexibility

Choose your death benefit and premiums freely with FIUL, optimizing cash value growth in a tax-efficient manner.

Market Protection

Benefit from market index increases without the risk of loss due to downturns, 

Reach out for tailored solutions that secure and elevate your financial future

Life Insurance in Kissimmee, Florida
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